vasate lakshmii karamadhye sarasvatii
Lakshmi, the Goddess of wealth, resides(vasate)
in the fore-most(agre) part of the hands(kara),
Saraswati, the Goddess of learning, resides in
the palm (kara madhye=middle part of hand)
Govinda, the Lord Narayana resides at the root (moola=root)
i.e (near wrist). Therefore, every morning, one
should have a respectful look at one's hand.
This shloka signifies that one should seek the blessings of Goddess Lakshmi and make honest effort to earn wealth to meet the necessities of life, seek the blessings of Goddess Saraswati and make honest effort to gain knowledge in the day and seek the blessings of Lord Narayana and dedicate the entire day's activities to Him.